• Purchase your new home and finance through FBC Mortgage

• Obtain a refinance with FBC Mortgage within 6-24 months after your closing date

• FBC Mortgage will pay your refinancing closing costs !*

• Act now ! Offer expires March 31 , 2024

LATITUDE MARGARITAVILLE WATERSOUND

LATITUDE MARGARITAVILLE HILTON HEAD

* When refinancing your mortgage through FBC , FBC will contribute a lender credit up to the total amount of closing costs , including “ Processing Fee ” and “ Underwriting Fee .” Credit will be applied as a lender credit at closing on refinances closed within 6-24 months after initial closing date . Credit may not exceed the actual closing costs amount . Excludes pre-paids , prorations , discount points , Homeowners Association fees , Community Development District fees and mortgage insurance premiums collected at closing . Offer is not transferable , not exchangeable and has no cash value . Void where prohibited . This offer must be presented at initial application to be valid . For more information on closing costs covered or the closing cost credit offer , please contact your mortgage loan originator for details . Offer valid for new contracts signed through March 31 , 2024 . As a result of refinancing , your total finance charges may be higher over the life of the loan . Get an official Loan Estimate before choosing a loan . If you are currently working with a lender , this is not an inducement to change lenders . Minto Communities is not acting as a mortgage broker or lender . Buyers should consult with their lender regarding mortgage loans and qualifications . FBC and Minto Communities are not affiliated and have no shared ownership . Borrower is not required to finance through FBC , but must use FBC in order to receive the closing cost incentive .

FBC Mortgage , LLC (“ FBC ”) NMLS # 152859 . FBC Corporate Office : 189 S . Orange Ave . Suite 970 , Orlando , FL 32801 . Program terms , rates , and conditions are subject to change without notice . All products are subject to credit and property approval . All loan terms and rates are subject to final lender approval . This is not a commitment to lend . NMLS Consumer Access : www . nmlsconsumeraccess . org .

Obtain the Property Report required by Federal law and read it before signing anything . No Federal agency has judged the merits or value , if any , of this property . WARNING : THE CALIFORNIA BUREAU OF REAL ESTATE HAS NOT INSPECTED , EXAMINED , OR QUALIFIED THE OFFERINGS . Latitude Margaritaville Kentucky Registration Number R-201 . For NY Residents : THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE AT DAYTONA BEACH ARE IN THE CPS-12 APPLICATION AVAILABLE FROM SPONSOR , MINTO COMMUNITIES , LLC . FILE NO . CP17-0092 . THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE AT HILTON HEAD ARE IN THE CPS-12 APPLICATION AVAILABLE FROM SPONSOR , MINTO LATITUDE HH , LLC . FILE NO . CP18-0021 . THE COMPLETE OFFERING TERMS FOR THE SALE OF LOTS IN LATITUDE MARGARITAVILLE WATERSOUND ARE IN THE CPS-12 APPLICATION AVAILABLE FROM SPONSOR , LMWS , LLC . FILE NO . CP20-0062 . Pennsylvania Registration Numbers OL00169 ( Latitude Margaritaville at Daytona Beach ), OL001170 ( Latitude Margaritaville at Hilton Head ) and OL001182 ( Latitude Margaritaville Watersound ). Latitude Margaritaville at Daytona Beach , Latitude Margaritaville at Hilton Head and Latitude Margaritaville Watersound are registered with the Massachusetts Board of Registration of Real Estate Brokers and Salesmen , 1000 Washington Street , Suite 710 , Boston , MA 02118 and with the Consumer Financial Protection Bureau , 1700 G Street , NW , Washington , D . C . 20552 . This material shall not constitute a valid offer in any state where prior registration is required and has not been completed . Photographs are for illustrative purposes only and are merely representative of current development plans . Development plans , amenities , facilities , dimensions , specifications , prices and features depicted by artists renderings or otherwise described herein are approximate and subject to change without notice . © Minto Communities , LLC 2024 . All rights reserved . Content may not be reproduced , copied , altered , distributed , stored , or transferred in any form or by any means without express written permission . Latitude Margaritaville and the Latitude Margaritaville logo are trademarks of Margaritaville Enterprises , LLC and are used under license . Minto and the Minto logo are trademarks of Minto Communities , LLC and / or its affiliates . St . Joe and the St . Joe logo are trademarks of The St . Joe Company and are used under license . CGC 1519880 / CGC 120919 . 2024

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